I’m intrigued about how often the rate does change, as I thought it basically only once a day. The Mastercard page: https://www.mastercard.us/en-us/consumers/get-support/convert-currency.html Monzo directs us to in the ‘Welcome to [COUNTRY]’ message only supports the ability to add a date, yet I managed to recieve two slightly different rates for different times on the same date.
I know there’s only £0.08 difference, but as the pound is faffing about so much at the moment, I’d been working on the basis that there was 24 hours between Exchange Rate changes. Probably exceedingly naive, but intriguing nonetheless.
BTW: Mastercard also quotes a slightly different rate, but I’m assuming that’s down to the highlighted text. Is this the actual rate which will ‘settle in a few days’ according to Monzo, and will that change in my app?
