Bank opening hours:
09:30–12:30
13:00–15:25
Half day Wednesday
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The Android app is out now.
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Thanks. I have been checking every day for the past week 
Downloaded 
Yup, that’ll do for me.
Nice basic app.
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“Not available in my country”, which means they still won’t allow vpns… Hmmm
Edit: scratch that, I was getting the US version…
How market-leading is Marcus still?
I think it depends how much you are saving. Relatively good if you have the bonus at 0.5% but then Virgin Money current account is 2% up to £2k and NatWest have a 3% account up to £1k*
*obviously there are caveats to any accounts.
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Virgin Money Current is also only payable up to £1k, not £2k, I believe.
Although you can also earn 0.35% in a linked Saver account, if you want to keep it in-house.
Ah yes you’re right, it’s still pretty good but has a lower limit.
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Do they actually proof-read these things before they publish them?
The digital-only brand launched in the UK in September 2018 with an interest rate of 1.5 per cent AER (including a 0.15 per cent bonus), which sent it flying to the top of best-buy tables and brought in over 100,000 customers in just a few months.
But the market-leading rate was reduced to 1.35 per cent on an underlying basis in September 2019
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Both rates are the same. The author has just included the bonus in the first one (ie. the bonus simply expired after the year)
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Well, it’s semantics, yes, but the base rate wasn’t reduced in 2019, as surely it depended on when a customer’s own personal bonus period elapsed?
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Agreed.
The underlying rate was the same from 23 Aug 2018 to 18 Feb 2020, that being 1.35%
So the article is wrong. It wasn’t reduced during that period.
The renewable bonus was reduced. From 0.15% to 0.10%, and applied from 4 Sep 2019 to 17 Dec 2019, when it was removed completely.
The bonus rate returned on 30 Jun 2021, at 0.10%
Source: Marcus
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Marcus is letting me renew my bonus rate, so it will be up to 29/09/2022.
I seem to remember last time some people wanted to hold off and then it was removed so I don’t think there’s any downside to renewing it early?
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No, I’ve been doing it every few weeks and it always adds on another 12 months.
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At least in not the only one doing this. 
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Never knew we could keep doing that, thanks for the tip
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Has anyone got any issues transferring to Marcus before? I sent some money over and it hasn’t appeared in over 5 hours, usually it should be quicker right? (HSBC confirmed there are no blocks on my account, so GS/Marcus should have got the money)
It’s a shame their opening hours are Mon - Fri 8-8 
Ha - just posted about this on another forum - I made a withdrawal around 5 hours ago. I think there must be some maintenance going on today.
They do say that weekend transfers may take longer than weekdays because that’s when they do their maintenance. Pity they don’t announce it in advance.
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