The Android app is out now.
6 Likes
Thanks. I have been checking every day for the past week 
Downloaded 
Yup, thatāll do for me.
Nice basic app.
1 Like
āNot available in my countryā, which means they still wonāt allow vpnsā¦ Hmmm
Edit: scratch that, I was getting the US versionā¦
How market-leading is Marcus still?
I think it depends how much you are saving. Relatively good if you have the bonus at 0.5% but then Virgin Money current account is 2% up to Ā£2k and NatWest have a 3% account up to Ā£1k*
*obviously there are caveats to any accounts.
1 Like
Virgin Money Current is also only payable up to Ā£1k, not Ā£2k, I believe.
Although you can also earn 0.35% in a linked Saver account, if you want to keep it in-house.
Ah yes youāre right, itās still pretty good but has a lower limit.
3 Likes
Do they actually proof-read these things before they publish them?
The digital-only brand launched in the UK in September 2018 with an interest rate of 1.5 per cent AER (including a 0.15 per cent bonus), which sent it flying to the top of best-buy tables and brought in over 100,000 customers in just a few months.
But the market-leading rate was reduced to 1.35 per cent on an underlying basis in September 2019
3 Likes
Both rates are the same. The author has just included the bonus in the first one (ie. the bonus simply expired after the year)
1 Like
Well, itās semantics, yes, but the base rate wasnāt reduced in 2019, as surely it depended on when a customerās own personal bonus period elapsed?
4 Likes
Agreed.
The underlying rate was the same from 23 Aug 2018 to 18 Feb 2020, that being 1.35%
So the article is wrong. It wasnāt reduced during that period.
The renewable bonus was reduced. From 0.15% to 0.10%, and applied from 4 Sep 2019 to 17 Dec 2019, when it was removed completely.
The bonus rate returned on 30 Jun 2021, at 0.10%
Source: Marcus
1 Like
Marcus is letting me renew my bonus rate, so it will be up to 29/09/2022.
I seem to remember last time some people wanted to hold off and then it was removed so I donāt think thereās any downside to renewing it early?
2 Likes
No, Iāve been doing it every few weeks and it always adds on another 12 months.
5 Likes
At least in not the only one doing this. 
3 Likes
Never knew we could keep doing that, thanks for the tip
1 Like
Has anyone got any issues transferring to Marcus before? I sent some money over and it hasnāt appeared in over 5 hours, usually it should be quicker right? (HSBC confirmed there are no blocks on my account, so GS/Marcus should have got the money)
Itās a shame their opening hours are Mon - Fri 8-8 
Ha - just posted about this on another forum - I made a withdrawal around 5 hours ago. I think there must be some maintenance going on today.
They do say that weekend transfers may take longer than weekdays because thatās when they do their maintenance. Pity they donāt announce it in advance.
1 Like
Ahaha thanks @mikez and @ndrw! Itās not good that theyāve not mentioned that they are doing maintenance as it was working around 3pm today but didnāt at 6pm. As far as Iām aware transfers in are usually quick and take about 10 mins
Hopefully theyāll sort it as mention any maintenance in the future. I got my mum to join and we tested with a 1p transfer and it still not there 4 hours later