I think iOS decides what to do with the bookmark at the time you add it to homescreen rather than every time you open it – so maybe Marcus didn’t have this chunk of code in the head when you added it to your phone.
I added it to my iPhone home screen but if you try to go into the Withdraw page, it jumps from it’s ‘app’ to Safari and you have to log in again, so I deleted the home screen shortcut and just go direct to Marcus.co.uk to log in now.
I wondered if anyone has used Marcus and linked it to their Monzo. I suppose to me it looks like it would be a ‘pot’ that earned 1.5% interest (at least for the first year) and says it is easy to transfer between Marcus and the selected Current account.
I have both, in Monzo it’s just like sending money to any account. And the mobile website pinned to the home screen works really well. Can definitely recommend if you’re looking for instant access savings accounts and don’t have a lot of funds to put it immediately.
Just a word of warning, changing the account attached is a pain. So pick one and stick with it!
That’s how I’m using it now. I transfer all of my bills money into my Marcus account, and then transfer each bill the day before it’s due. I’m at least earning a small amount of interest on my balance.
It’s what I had hoped a savings pot on Monzo would have been like, but sadly not.
The biggest pain with that is that you (presumably) have to run the transfers manually since Marcus doesn’t have the means to set up transfers in advance. It assume that’s a deliberate choice on their part.
But then I’d get less interest, and other than on weekends, Monzo don’t tell you when direct debits are coming out until the day before (I do realise they come out roughly the same each month but I’d rather have one day extra with hundreds of pounds in a savings account than not).
And good for you - I’m not about to throw even pennies away. It’s so incredibly quick to do that I have done it before I even get out of the drive in a morning. Doing that a few times a month isn’t going to kill me, and I get those extra pennies.
Also: I do also have my savings in there. So it’s not JUST my bills and the balance doesn’t get to £0 by the end.
An added extra is that it also means any time a bill is less than I thought I keep the remaining cash in the savings account.
I also have Coin Jar and transfer that monthly, plus my usual £300 a month savings.
It’s all adding up, and I don’t mind if I do a little extra work for it.