Is that ment to be on or off…not sure what it means
It can be off in the UK generally as everything is chip based I believe.
The US seems to be the most common place it’s needed where things are a little less advanced and swiping is still common but really anywhere that uses swipe needs it.
You sometimes need to turn it on when using Monzo abroad. You’ll get a notification if it’s a country where magstripe ATMs are prevalent.
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