Yeah, there will always be situations and scenarios for certain people where something like a “locked pot” would come in useful - Not disagreeing there.
Whether it’s enough for Monzo to build into the app? That’s a different question - Especially when there are already ways you could do this.
I think a different service is great - It creates more friction, and makes it harder to get the money.
I mean, come on - We can come up with a whole host of different things that would suit different people - Or we could use what already exists…