🐎 Lloyds Banking Group Chat

I suspect this brand will, eventually, be retired once a level of generation no longer care what bank they have.

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I work almost always in capitals - you do get used to it!

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Will we be able to pay bills from them?

thanks for all the info you spilled to us in here and really sorry to hear about your job. I wish you all the best for a new role and hope you’ll stick around here.

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I can confirm this. Forty years ago I worked with a customer service system where everything was in capitals, and I never really thought anything about it. I don’t remember anybody complaining, or thinking it was odd. It was the first computer system I’d ever used, so I didn’t know any different.

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Your card collection pic when?

Originally, computers only did upper case. That’s why you get some banks putting out references on payments in uppcase even now as there’s a legacy system behind the scenes. Airlines too operate some really old systems.

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All be looking like teletext (looking at you vision+) :joy:

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Yep. At Uni, many of the terminals for accessing the mainframe(s) only had upper case.

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There’s a Teletext simulator still around: NMS Ceefax

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Did you ever try the punched card machines?

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Yes - in fact, I had to modify somebody’s Fortran code and the only copy was a stack of punched cards. Contacted the mainframe’s operator and he told me to come to the machine room and load them. I think it was an Amdahl 470 running CP/CMS (IBM 370 clone).

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The system I use is very Windows DOS style from over 40 years ago so I can understand!

If I put the caps lock on it goes crazy and types random symbols. Caps lock off, but the text is all green on black background in capitals.

Sort of similar to:

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I remember that well. No colours, just green on a black screen.

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I once had a Dec VT100 terminal which was yellow on a dark brown background, which looked odd at first.

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Banks have never been amazing at offering good investment products, credit cards are okay but there are better cards out there (AmEx) and literally every bank with a stable amount of customers that don’t leave them in five seconds offer bad savings rates, including Monzo.

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Except for the FX fees across all of their cards and lack of universal acceptance. I would personally opt for a card with no FX fees from a bank over Amex.

Thankfully, most banks now offer cards with no fees when travelling, including Lloyds.

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Agreed, I’ve recently closed my AMEX in favour of Lloyds Ultra.

No longer have the lottery of whether the transaction will go through or not when paying.

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I closed my Amex Platinum in favour of NatWest Rewards Black.

The number of acceptance issues I was having, and the moment you go online to moan, you get a bunch of responses from AmEx fans, assuring you that they have never had an acceptance issue and that it must be your fault somehow… it’s like a cult… :sweat_smile:

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Contrary to others’ feedback saying Ultra declined for no reason :joy:

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Is Lloyds Ultra the card where the cashback is for 1 year? I’m guessing this will likely get extended though?

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