They may not be allowed to historically report from before they are signed up to report to CRA’s
I remember when I had to update my email address I was locked out the app until I provided a copy of my photo ID.
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They wanted proof of my address when I needed to update it, think a bill or something. Told em it’s a change of address not mortgage application.
They updated it without arguing further.
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Should close mine really, don’t want it and won’t use it but can’t be bothered asking them to do it for me.
Nooo. It might become a bank you’d really want to have someday and they could decide not to let you in again. Much better to lock the card and put it in the drawer.
Not really bothered about that to be honest lol. I’ve done enough bank hopping.
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Fat chance of that with Kr-poo. More likely to end up in the gutter.
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Anyone still use Kroo?
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Not really, I did invest in them mind you lol.
I did use it a bit the other week, fairly basic but functional.
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They only have a bad rep here because of the insanely strict payment freezing/review, otherwise they are a basic bank with a few bells on top.
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I have my card and use it like once a month for a maccies or something. But that’s literally it.
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They also denied me for a overdraft where every other bank said yes!
Reminds me I should make a transaction with CA (anyone remember them?) before they close my account for inactivity.
I use it to send my Halifax fivers to directly each month.
Should have enough in there to cover the house insurance next month 
Keeps the account alive, in case it improves, and pays 4.35% interest on the pence in there in the process.
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A disapointing meal, paid for with a disapointing bank? 
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I use it as my personal ‘bills’ account where all my DDs and SOs are paid from. Earns interest whilst it’s sat there waiting to be paid. As I’ve mentioned before, never had a problem with them.
My wife uses hers for her day to day banking and again has had no issues.
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