Thank you so much. That’s a big sigh of relief. I didn’t sleep properly last night due to anxiety but thank you so much for confirming that. I kept checking my Halifax every hour to see if there’s anything on there but there isn’t!
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Never worry, just a case of them closing something you dont use by your own admission.
Your halifax will be fine
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You’re Halifax will be fine.
If it wasn’t Halifax will contact you aswell. As others said it’s most likely since it was inactive and costing them money to keep it open
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That’s perfect.
I was just under the assumption that if one account closes, it forces the others to close too but as everyone’s mentioned, it will not affect my main bank account.
I’ve logged into my Halifax online banking and everything is normal so no concerns.
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It possibly could, if you’d done something really drastic.
But as they’ve given you two months, it’s not fraud and so it has no bearing on your Halifax account.
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That’s perfect.
It makes me feel a lot more comfortable now.
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What issue did he have?
That’s the question being asked 
Perhaps there’s another conspiracy to uncover there 
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Oh I see. I think there’s been quite a few cases after reading on it yesterday.
I’m not too worried about the account being closed because I don’t use it. I’ve not used it in a year. My only worry was whether it will affect my account with Halifax which everyone has confirmed it won’t so that’s given me a huge sense of relief now!
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Yeah, one bank has no influence over another unless you’ve used it in some kinda criminal way.
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I appreciate that we’re trying to soothe people’s nerves so they worry less, but I’m not sure how true that actually is. Banks dont only do things because of criminal level behaviour, if they close an account because they suspect there may be activity they don’t like, but may not actually be criminal, I could think it was perfectly possible for them to tell National Hunter and its ilk that that was why, which if they were to record could then have the knock-on effect of spooking other banks. We have no evidence of this, but because of the rather secretive nature of these agencies we have no evidence to the contrary either.
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So are you saying I should be worried about my Halifax account then since MONZO have closed an account which hasn’t been used in a year. How can they suspect any behaviours if I’ve made no transactions whatsoever?
What other bank do you suggest opening an account with that isn’t a member of the Lloyds group?
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Yes, I am not saying you should worry. You really do not need to. My point was a general one, not connected to you so please don’t worry.
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I work for a high street bank and i am definitely sure if a bank closes down your account for dormancy or any other reasons that are not criminal related it won’t affect your other bank accounts. So no need to worry.
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That’s great information there, thank you.
I like the sound of Starling Bank because it’s similar to MONZO.
I think this thread has been really usefully because you’ve all given me ease that my Halifax account will not be affected as that was my main worry.
Since there is no incomings or outgoings from my MONZO account, do you think I should withhold from opening anymore accounts as I have my Halifax account which is the account I use for all my incomings and outgoings?
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Great stuff.
Also, if MONZO did decide to close my account for fraudulent activity for example, surely my other account would have been closed with immediate affect and MONZO wouldn’t allow the account I had with them to remain open for further two months?
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If Monzo thought you were acting fraudulently, then your account would’ve been closed immediately, you’re right.
This still wouldn’t affect your other bank account(s), unless they were involved in the fraud, or a Cifas marker is applied to your credit record.
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That’s correct. Monzo would close your account straight away, they wouldn’t wait for 2 months that’s for sure.
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