Hi guys, apologies if this exists somewhere else but I’d love it if there were some considerations for budgeting with the joint account. I use a joint Monzo account with my wife as a pure house/bills one with direct debits for all our predictable spending. We also both get salaries paid in about a week apart.
I’ve had to set up a Google Sheet (rather than trust the in app budgeting) to monitor our balance levels as they fluctuate hugely throughout the month and the budget calculator on the app seems to be based on a simple one salary setup. Any other experience with this? Would be great to get a better view of typical account balances based on time of the month and basically improve the predictability of the budgeting based on more than one salary.