“We’re” is an elision, omission is, well, omission.
But you’re probably right. Just something I’ve reflected on over the last year or so.
Yes, as technically it could have been something like an attempted use online which Monzo successfully block.
You haven’t really lost anything, so are not really a victim in a strict sense, but your card details have been compromised.
However, I think the phrase “victim of fraud” is general enough that it doesn’t actually imply loss any more - so in common understanding it would cover situations like that.
You have already had the bad luck of your card details being comprised, so you are a “victim” in a loose sense?
Pub after work, keen?
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It’s giving me a good excuse to avoid cleaning the house and doing the ironing.
I genuinely love language because there are so many shades of grey and there’s no right answer. There’s no defined point when a word becomes “standard”, “codified” or otherwise. It’s mostly a case of human judgment.
We didn’t have to do a dissertation at uni, but if I did then I’d have done it on language change. It’s utterly fascinating to me and my favourite uni assign was 5000 words I wrote on the impact of technology on language change. I could rabbit about it for hours.
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Not to shift the debate too far into a completely different word but elision is definitely the correct linguistic term for this phenomenon. https://en.m.wikipedia.org/wiki/Elision
‘We’re’ is a contraction.
Linguistically elision is also used to refer to the omission of words, generally in speech!
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A contraction is a type of elision though, no?
’ Contractions such as can not → can’t involve elision, and “dropping” of word-internal unstressed vowels’
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I agree with this totally and that’s why it’s so fascinating - so much about language is just what “feels right” and this can change quite easily as our culture shifts.
I think technology is speeding up language change, but also changing it in new ways - even emojis, you could say, are a new form of expressing language pictorially instead of using traditional text. It’s such an interesting topic!
I also wonder how writing and interacting more virtually, and less through in-person or telephone speech, might be impacting language. Until recently, the primary method of communication was probably still in-person speech by a mile. Now it’s more varied.
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Going back to that vague podcast reference I made above:
Remembered it - it was NPR’s episode called “We Don’t Say That”
This episode talks about the racial undertones of the word “Ghostwriter” (trigger warning, language) and the French translation, and the l’Academie Francaise / DGLFLF who ‘police’ the dictionary.
It’s got a bit about how the word “Fake News” got translated into French, and is just generally an enjoyable listen if you like the arguments on this thread.
Go and be delistened by it, on all good podcast directories today.
I wrote my MA thesis on the grammar of spoken English. This might be the geekiest thing I ever say but it was so much fun.
It will sound unprofessional to many - not an impression a bank should wish to portray.
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Any old folks remember that Tango campaign?
You know when you’ve been frauded!
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Possibly. I definitely remember You’ve been frauded by Jeremy Beadle being a Saturday evening favourite though.
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I have no idea what this is, but it sounds like a deliberately quirky title for comedic purposes?
In which case, Standard English rules go out of the window.
Not being a native English speaker I don’t have any authority to say whether this is correct or not, but I can say that using this word 1. double checked with writers 2. still highly contentious 3. became an internal meme
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Bring them to us.
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You’re literally inventing your own interpretation of the language.
It’s established. And it’s not what you think it is.
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In America? Or by people with a poor command of English? Or something else.
Just because it’s on Twitter, it’s doesn’t mean it’s correct. A pretty poor justification.
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…by Monzo. 
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It’s established but not set in stone. Language is constantly being interpreted and reinvented.