Thereās an argument that it involves animal cruelty. Its not my argument, but there it is.
Yup, animal cruelty
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According to their website all Pepeās stores are halal but may not be āHMC certifiedā.
If weāre being specific, even stunning can be pretty horrific for animalsā¦ further reading here: RSPCA - Fact-file // RSPCA Fact-file 2
Best way to avoid animal cruelty, stick to your greens! (the paneer rice box from Pepeās is still delicious)
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Itās going off topic a bit but I donāt get why meat eaters get hung up about halal meat. Factory meat production using other methods is pretty awful. Iāve witnessed a halal slaughter and it was quick. It also happened to be non-industrial scale - we bought a live goat and took it to the butcher who killed, butchered and bagged it for the freezer. Either way, halal or not the animal dies so if youāre a meat eater I think itās difficult to claim any kind of moral high ground by saying halal is cruel. My opinion, and will also be my last comment on the subject.
Back on topic, in terms of the additional perks, itās not selling Perks or Max to me any more than previously but I accept that at almost 60 the packages probably are not really aimed at me.
Happy to pay for Extra for the features it gives and I think in terms of functionality and visibility of my money and budgeting Monzo is still way ahead of other banks.
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To me, chicken is chicken.
Donāt really care how itās butchered, makes no difference to me, all tastes the same.
Appreciate others have more moral views.
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Iām very comfortable eating meat, but RSPCA, Farm Animal Welfare Council, British vets are all in agreement that it causes unnecessary suffering. People have different moral thresholds, hence why some are vegetarian, some are vegan etc. This just happens to be mine, and I think restaurants should give you the choice.
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Agree with @N26throwaway I am vegetarian and canāt stand the thought of an animal suffering for meat. Especially being killed halal way.
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Got my first free Greggs donut today after signing up for Perks on Friday. Wasnāt gonna bother but we were passing anyway so I popped in.
Very lucky after realising the offer expires on a Sunday so Iāve got a new freebie from tomorrow 
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After having a monzo 16-17 account for a while now along with the majority of my friends, we all get really jealous of our newly 18yr old friends that get virtual cards, spending from pots etcā¦ always annoyed us that monzo hasnāt released a modified subscription program for 16-17s as we also could make use of these perksā¦ most of us are earning average wages and have bills to pay too (so we could make use of subscription pots, virtual cards, etc)!
Still love monzo - but I (and others) would definitely not mind paying a bit extra a month to have these perksā¦
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Children canāt enter into a contract for services.
The minimum age is 18 for any form of contract in such manner that requires a financial obligation.
Because youāre still a child. Itās quite simple. There has to be a cut off at some point. 18 is where it is.
You can ride a moped but you canāt finance it.
This is the most wrong youāve ever been.
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I donāt think anyoneās claiming these cut offs are sensible, are they? Most are a result of different people thinking differently about things in years gone by. Thereās not much consistency, but itās just the way things are.
Yet a 16yo is far more likely to injury or kill someone riding it than they are financing it 
Alas, thatās just the way it is.
It means they can buy more stuff and show-off more buying stuff they canāt really afford
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Have you ever met a student? 
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Iām not sure if youāre trolling at this point.
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Itās formed under responsible lending, and a child up to the age of 18 isnāt lawfully deemed responsible.
While you may believe you have a sensible head, most will not understand.
Lending is a good thing, it brings us most pleasures we have in life today off the back of lending (IE mortgages, housing, new products and services).
Things happen, and people do default (been there done that), but itās a very small %, the majority is handled responsibly.
Anyway, law states who can have lending, and that is, unfortunately, adults only.
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You could simply ask your parent or guardian to purchase it for you and you give them the money. The product is then covered (if fallen within s75 rules).
Just means theyād need to make the claim as if it was their product.
Going back to Extra/Perks, it wouldnāt be responsible of monzo to enter an agreement with an under 18 customer.
While youād have free Greggs and virtual cards, is the rest really suitable?
Credit reports arenāt valid until you reach 18.
Under 18s donāt tend to have multiple bank accounts, so open banking may also not be applicable.
The word responsible is applied to both the consumer and the business, itās not solely based on whether the consumer is responsible.
U18s generally donāt have multiple accounts though, usually the account their parents open for them and they keep it forever 