Love my Monzo plus but can’t justify signing up to premium as the extra features aren’t useful to me. I never travel and have never broken a phone etc. Plus, not a massive fan of the white metal card.
Side note, when are we going to get cheque imaging? 
That’s great news. I was considering contacting the insurance provider to see if having an Apple repair reimbursed was an option.
The Apple repair makes it much more appealing!
Thanks for your help
Is AMEX card available to add to the credit card linking or is this going to be an additional cost?
Not bad, but still not sure it beats the £90 “next day replacement” O2’s service offers.
Is there any provision for a similar scheme with this insurance? Or to receive replacement before sending the broken model?
I was in until I realized the card only comes in white! If it was blue or black I would be on but a white card is weird.
Also the tag line is odd, from that I thought you were going to start sending paper statements which I didn’t think was much of a sales point!
When the card is in a different colour I will definitely consider again
Any chance you could work with Assurant to have this added to the T&Cs or one page info sheet?
In my experience it’s best to have stuff in writing when it comes to insurance companies.
Can’t believe we’ve got this far in comments without one person saying it will probably be shelved and look forward to Monzo Premium version 2 (or 3). 
Now that would be a good step forward. Hopefully something for 2021?
If it was breakdown cover instead of travel insurance I would have joined as I dont plan on going abroad any time soon 
Is the metal card contactless enabled or not?
Given the promo image shows someone making a contactless payment…
To get travel insurance do you have to pay for the travel on your Munzo Card?
No - looking at the T&C.
If your mobile phone has been modified in any way, we will not cover the modifications that have been made.
Modifications are anything that changes the way your mobile phone looks or operates from the original specifications. This includes things like adding gems, precious metals or making software changes such as unlocking it from a network.
Reading the phone insurance Ts&Cs, and the above seems very strange to me (emphasised). Why would unlocking a phone invalidate the insurance? This doesn’t seem rational or fair.
Edit: I think I may have misread it, is this just saying that any service/replacement would not replace/repair the modifications?
I’m currently a Monzo plus user and also have Nationwide plus.
I’m ready to move over from nationwide to this but there is one key thing that I need clarifying.
My nationwide mobile insurance will cover anyone in the household.
Does this do the same?
If it does, sign me up.
I can’t seem to see where that is confirmed one way or another.
Would love to see a test case in court for that!
Where’s that then?
Will do a full breakdown later but if the card really does cost £50 as reported I would much rather not take it and get a discount on the PM price.
I don’t want, need or ever will care about a metal card so it’s inflates the price for something I don’t want.