Mostly:
- Continuing the roll out of features that we’ve shared over the last couple of months (default plans, physical cards, etc.).
- Some background things like improving how we do affordability checks, updating some of our onboarding flows, etc.
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Thank you for the assistance to the limits everyone x
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hahaha - I did say “mostly” above so we’ll see 
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Are these limits only for investors?
Monzo agent stated that the maximum for flex was £3K and overdraft £2K
I have requested higher a few times since, my credit score has gone up, but I have been refused higher than 3K flex and 1K overdraft.
Maybe you need to be a crowdfunded or earn massive amounts of salary for these limits?
Thank you for your help 
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I currently have £5k Flex limit and being offered 6k but not taking it (same with another credit card) as I don’t need it and I want to leave a buffer in case I want a fat 0% credit card to finance new furniture in the near future.
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To clarify some of the above - the current max credit limit for new Flex customers is £3k but the max for existing flex customers requesting a limit increase is £6k (The length of time you’ve had Flex is a factor in our decision).
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Please can you expand on the length of time? Is there a minimum amount of time?
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They won’t tell you.
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Giving a timeframe would be raising expectations for customers thinking they’ll be eligible for an increase.
I think someone here mentioned after 3 months they were considered for more. Can’t remember how long mine was, but probs akin to 3 months.
Actually, I remember I closed my £500 Flex, reapplied and got £2k on a whim. That was early days though and there wasn’t any increase flow in existence.
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Thank you.
Makes sense.
I guess there with larger flex are on much larger salaries compared to most
Have a great weekend
I’ve got £5850, feels like I don’t really need to ask for more 
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I had £2,950 and it bothered me, randomly just checked and get £3,500 which is a far more civilised number.
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I actually think they do £10 increments! I’m sure my initial was something like £580.
Edit: I just checked, it was £500. Then £2,900. Then £2,950. Then £3,500.
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Just noticed that when applying for Flex, Monzo can use Open Banking to check your income if you’re not using Monzo as your main account. However, it says that there aren’t enough transactions to do this when I specify my HSBC Premier account.
@TheoGibson - do you know how many months of transactions it needs? It’s a fairly new account…
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I was part of the initial Flex pilot with a pre approved limit of £650. Had an increase a week ago, now my limit is £2300.
Happy with that, alongside an eligible overdraft of £1700 if need be. 
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Does a request for an increase leave a hard search
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No, it doesn’t.
Both overdraft and Flex increase requests are the easiest, and most well done I’ve ever experienced. No hard checks, it appears to be mostly based off your custom with Monzo.
I think they hit the nail in the way they’ve done it.
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Requested a Flex increase this morning – more out of curiosity than anything. Very easy and I have a couple more grand of free money to be irresponsible with. Thanks for enabling me, Monzo!
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Has there been a discussion about if Monzo plan to increase the length of each loan past 12 months? I’d prefer a bit more flexibility like a CC and overpay if I choose.