Introducing Monzo Flex – a better way to pay later 🚀

Hey - was on holiday last week :slight_smile:

We’ve done a bit of thinking but in all honesty, at this stage not much.

Beyond trends - Something that does get requested a fair bit is a “cost calculator” so you can see (for example) if I make a £100 purchase today what would that look like for my monthly payments over the next 3, 6 or 12 months?

I’m not a designer so this is totally me thinking out loud (no promises) but I’d like a bar chart which shows the next 12 months of Flex payments (+committed spending?) that you currently have then layers on top what that £100 purchase looks like if you pick 3, 6 or 12. eg. next months payment would be £20 without the £100 payment but would go to ~£53 if I pick 3, ~£37 if I pick 6 or ~£29 if I pick 12.

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