I have RBS, and can post screenshots later, but mine will barely showcase the feature as I only use the account for withdrawing cash.
With that said, until Trends got graphs, RBS’s tool was ahead in terms of features and utility. I think it’s still a slightly better tool overall than Monzo’s, but this is with very limited use out of it. Trends is in it’s infancy though, so I cut it some slack for that. Summary is still the powerful tool that’s more valuable, and Trends will no doubt absorb its features. RBS hasn’t copied that utility (yet) so Monzo is still a clear winner in this regard for me.
Their tools aren’t perfect and I complain about summary a lot because I want it to better, and is often times a case right now where no tool is a bit of a better experience than one that doesn’t work in half the situations I’d need it to. But it’s a great tool nonetheless, and not one that’s been copied.
Their open banking implementation works better than Monzo’s as well. By a lot. I have all the same accounts linked with both. Was much easier to do with RBS and it worked. With Monzo there were hitches setting things up, the links were broken, or would force me to login to internet banking via Safari whereas RBS sent me to the app. Not sure what Monzo have gotten so wrong, but at least the Plus only version of their implementation is better than their old one, with the exception of Barclaycard, which is forever encountering some kind of issue inside Monzo. RBS don’t support Barclaycard to my knowledge though, so can’t test that with them.
Monzo’s open banking strength is quantity of integrations though, rather than how well those integrations actually work. But my experience on this is much nicer inside of RBS and Revolut.