There are already a few threads on the community relating to individual insurance providers and insurance categories (car, pet, gadget, etc). I think it would be good to have a more general thread to highlight or discuss innovative, forward thinking, or interesting insurance providers or insurance products.
A couple I’m aware of
Contents, gadgets, and bike insurance (but with plans to branch out to other categories)
Monthly rolling contract (instead of annual policy), doesn’t raise premium after claims, simplified policies
Pay by hour car insurance
Does anyone have experience with these or others to highlight?