I agree.
I have three current accounts with Chase, though one is now defunct since introduction of savings accounts, and six Savings accounts. These saving pots are for the higher monthly deposit and running balance goals.
In Monzo, I currently have 14 pots, I think. One is where I store the money to pay off credit card DD in full when used (currently £0 as all spending via Chase), one collects money to cover Disney+ each April, one for Amazon Prime in time for annual renewal, the rest are where I throw £5pm for relatives - to allow me to then give them £20 on their birthday and £40 at Xmas. Not major sums, however, they’re happy with their gifts 
and it’s easy budgeting. Interest on these nominal amounts would be pence, so cba about chasing interest bearing accounts for those tbh.
Oh, and a quick search of this forum reveals this thread with 21 votes. No action since Jan 2022.