I’m travelling to New York in a few weeks for a short break. I’ve just started using the IFTTT integration and so far it’s been pretty useful. The one that withdraws cash from a pot whenever it recognises a travel purchase has been great for budgeting around my commuting costs on the tube… Kind of like pre-paying an oyster card but more flexible.
Anyway, I’ve just seen the trigger that says “If I spend in a foreign currency, withdraw the amount in Pounds from a pot”. This sounds awesome for when I go away to try and keep a track on my spending. Sort of feels like a digital version of taking an amount of cash out as holiday spending money, like back in the olden days.
Question though: What will happen if the pot that I assign to it empties before I notice and spend over the limit? Will it refuse the transaction or will it just start taking money straight out of my account instead?