Good luck with your move! Once your there I do really recommend you look at Up if you’re also after a neo bank to go alongside HSBC.
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I was thinking uBank to go alongside NAB (where I think my SMSF will live) but have looked at Up too.
Definitely because HSBC are the only bank who are setup to read your AU credit record (and also the only one in Australia who can read the UK credit record, though Amex will read across too if you’ve Amex in the other country).
I recommend against ubank. They used to be good, but have been on an enshittification trend the last few years and made lots of detrimental and disruptive changes to their products and features. My suggestion would be to look at Macquarie Bank; Up are good too though. IMO Macquarie is a bit more of a “grownup” less-nonsense offering, Up has a young-generation focus with some genuinely innovative features but also gimmicks that puts some people off.
That said, you can probably do everything you’d need through HSBC Australia. The 2% cash back on their debit card is even a good deal. Though their savings rates are pretty low in the market, and internet banking/mobile app is a bit of a dinosaur.
I had Maquerie on my list too.
Banking-wise HSBC seem fine, but their SMSF is just too limited, which is why I was looking towards NAB and maybe Commonwealth for that.
Coming up today in weird things on Apple Music - turns out HSBC produced these absolute bangers once upon a time.
Sounds of Mainland China is a little strange.
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The AI is on a right bēnder tonight automatically unquoting people and flagging 
What was it? 
It was a screenshot of the HSBC “Sounds of Home” album in Apple Music.
If that was AI then it needs turning off.
@AlanDoe what’s going on with flagging here recently please?
EDIT: The message says it was flagged by the community for moderator attention but this has to be the third or fourth post. I’m not writing anything in any way offensive so someone (Bot or Human) is flagging nearly everything I write.
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It’ll be the bot again.
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It’s going to give the @monzobot a bad name
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Hi! To find out what I can do, say @monzobot display help.
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Can you like actually work for once?
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You’ve disabled me in your preferences. You need to allow new user onboarding tips to interact with me.
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Nahh i’m alright thanks!
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You’ve disabled me in your preferences. You need to allow new user onboarding tips to interact with me.
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Wonder what the purpose of these were
There’s also the full 7 versions of their theme song, but not on Apple Music.
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OK @monzobot display help
I currently know how to do the following things:
@monzobot start {name-of-tutorial}
Starts an interactive tutorial just for you, in a personal message.
{name-of-tutorial}can be one of:tutorial, advanced tutorial.
@monzobot roll 2d6
3, 6
@monzobot quote
To be fully alive, fully human, and completely awake is to be continually thrown out of the nest. — Pema Chodron
@monzobot fortune
You may rely on it
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Will Monzo ever do anything about the AI flagging?
@monzobot fortune
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