For those customers that use Monzo as less of a bank and more of a spending card, we’ll ask that you pay a 3% fee if you withdraw more than £250 cash in 30 days in the UK and EEA. If you’re using Monzo as your main bank however, we won’t charge you anything for these withdrawals.
To see if you’re affected, you can visit the Fees & Allowances section in the Monzo app, or read more about the change here. You can also see a full list of countries in the EEA here.