Iāve got a few goals, some are pots and some other vehicles are not in the Monzo App natively but I use Monzo to help organise it all.
Nutmeg LISA (first house deposit) - pay anywhere from Ā£50-Ā£100 in this a month (Iām not min/maxing my availability as this isnāt achievable on my income). I use Monzo to siphon off the money in a month and then pay it in just before I next get paid.
Round-ups Pot - a pot on its own that I periodically move into either the Nutmeg LISA pot or a general savings pot
Penny Challenge - 1p a day challenge to unlock around black Friday
Watch Full Service Pot - Iām terrible at amassing money for one-off things that I really should be saving up for over the course of 12-18 months so Iāve set a scheduled payment to this pot every pay day
āMove to Savingsā Pot - throw a little in here every now and then and then put it into either Dozens or Nutmeg (trying to amass 1 months salary in Dozens