Seb, have you ever considered getting your patches from a nhs service? I think they’re free or very cheap?
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A post was merged into an existing topic: Pots - Feedback Thread 
I currently only use this for manual Save the Change myself - please add this feature.
I’m awaiting the functionality to have direct debit/ standing order bills come out of pots, so I can use one for bill money 
Looks like you’re in for some good news! Simply make a pot with the name “Coin Jar” and it’ll automatically round up transactions 
(With a few pre-conditions like more than £10 credit etc…)
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I never thought of this! I’m also trying to quit, that is a brilliant idea!
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Thank you so much, this one passed me by somehow haha. Life saver 
I have some private work for which I charge expenses, usually just car mileage, but if I’m not disciplined I treat that as income, so I use a Pot to hold that money towards car servicing. I also have one on the go for saving towards small things, and I’ve just set up a Coin Jar so am interested to see how that works out! I love having money ring-fenced in this way
I’ve got a pot called 1p challenge so for every day of the year I put 1p into the pot e.g. 1st Jan I put 1p and 31st Jan I put 31p. There are sheets online that can printed off so you can cross off the amounts as you do it (also makes it easier to cross off amounts as you have them - you might not have £3.65 to put in the pot on NYE but might have it in April) over the course of the year you’ll end up with almost £700
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Let us know how you get on! I’d be so thrilled if we could help you quit (and save a lot of money in the process!)
We’ve got a few folks doing the 1p challenge in this thread too!
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Monzo has 100% helped me quit smoking. I’ve never been able to keep track is spending so easily. It fits my every need and to see money I’m saving from quitting in a pot is great!
No I ain’t getting interest on the money I’m saving but realistically it’d be a few pence a year so the pot situation is defently the better option for me than to open a savings and have to deal with another company.
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Pots has helped me change my thinking about my money, so that I’m forward planning rather than playing catch up.
I’d used to be aware of stuff coming I’d need to spend money on, like birthdays or events, or Must-Do house stuff, but I’d just see what happens, and then routinely find that I’d not left enough money for optional things like holidays or nice things for the house. If I still wanted those things, I’d fall into the “whack it on a credit card and pay for it next month” mentality. I was always playing catch up.
Having pots has helped me to visualise my priorities more. I can start earmarking money for weddings and birthdays well in advance, and I can plan exactly what money I’m going to spend on them. Then I can put money aside for the nice things like holidays, and I know it will be there when I need it.
It’s actually changing my behaviour towards planning in other areas. I’m buying birthday presents and cards and little things the month before I need them, rather than paying off the credit card the month after.
I’m also much more conscientious about how I’m spending. Before, having one genetic savings account was a bit meaningless. It covered too many priorities, so each one was just a vague idea. With specific pots, the value I will get from that smaller savings fund is much more tangible. So previously a £30 impulse purchase on clothes didn’t really compare to my one savings pot - it just didn’t seem to matter in the grand scheme of things. Where as now that £30 might actually be a decent boost to my DIY pot, and could be the difference in getting that really nice light fitting. So my mindset about what value my money has in the short term and long term is changing.
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I think this (and the rest of your post) really sums up my use of pots as well. I’ve got a savings account for longer term savings but pots really helps me plan my more short term spending better and stops me wasting money on things I don’t need 
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That’s great! I’m so pleased we could help.
Just had the perfect scenario where I could say to my husband “don’t worry, I’ll use a pot for that”!
My vets has a service where you can pay a set amount per month, and you get vaccinations, checkups and flea/worming treatment all included. It works out a bit cheaper than paying separately and obviously it spreads the costs. They’ve just cancelled the scheme. Luckily I could say to my husband that it will be very easy for me to put the same money aside each month into a Pet Pot (I know; I’m happy about the illiteratation too), and then every 6 months when we need to lay for stuff, it’ll be there to use. Perfect!
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I’ve just started a ‘sensible decisions’ pot.
Every time I decide to do something like eat what we have in, rather than order takeaway, I’ll add the saved money to the pot. That way I’ll see how much I would have spent, and can treat us to something with the money now and then.
I think a lot of people do the same thing with the money they save when they stop smoking.
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I have a Pot called “efficiencies” which I set up a monthly payment in to whenever I make a saving on a product. A colleague inspired it as he said he saved £1k this year by shopping around for everything. That seemed a little complicated for everyday shopping for me, and I’d end up leaving it in the main account and it’d get eaten up in the general slush of my life so I’m doing it for things like ongoing services, insurances, old loan coming to an end, etc…
Saved £10 a month on your car insurance this year vs last year? Set up a regular £10 transfer into the efficiencies pot.
Paid off an old credit card that you used to spend £60/mo on? Regular £60 transfer into the pot.
Managed to get Sky to knock £20 off of your subscription? £20 into the pot.
Saved £19 a month of account fees after moving your account from NatWest to Monzo?
£19 into the pot! Old £129/mo loan finished? £129 into the pot!
Changed down a Netflix package? £2 to the pot!
Subscribed to Amazon Prime for a year for £79 instead of £7.99 a month (£95.88) then either pop the difference in as a lump sum or £1.41 a month in there.
Obviously it’s easy to forget after a few months where all of these things came from in a monthly lump sum payment (and having 15 regular payments is a bit overwhelming) but I find that when I make savings by switching from one thing to another I never really appreciate how much I’ve actually saved from it as I just see more pennies swimming around in the slushy end of my bank account at the end of the month and I end up just eating it.
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Right now I’m using them to keep money for holidays next year and for general savings. I like the ability to separate out my income so I can focus my goals with more clarity. I like pots, they’re super useful.
By far the best monzo feature.
-Holiday fund - specific (New Zealand)
-Holiday fund - non specific (weekends away)
-Bills/committed spending
-Coin jar
-House fund - renovation costs
-New car - only buy second hand, start saving for the next as soon as I’ve bought one.
-Gifts - £20 a month to cover Christmas and birthdays
-Next thing - my treat to myself
-Safety net - want to build up a instant access £1000 just in case.
I love ringfenced money. If it was all in one pot/account I’d never be able to keep track of it and the temptation to spend on things it’s not for.
More pots please!
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I only use coin jar on my solo account but for joint funds they remain in several Barclays saving accounts. You can label the accounts and moving money around is super easy so they function as well(maybe better?) as pots. When they bring pots to joint accounts I’ll move those funds across into Monzo though because that would bring most of my money management into a single app
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