How can I use my Monzo card *properly* - follow on from ATM fee discussion

Check this I think @alexs did a brilliant job here; :clap:

https://community.monzo.com/t/how-are-you-using-your-card/7033/2?u=monza

And this;

https://community.monzo.com/t/so-youve-just-signed-up-to-monzo-what-next-tips-bulb-open-wiki/6613?u=alisufyan

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