Itâs not a bill purely because itâs unlikely youâve ever fully used every aspect it pays for and itâs not linked to your usage of the things it pays for. Itâs a tax on the value of your home.
I can see how it might look like a âbillâ but it would be no different to general taxation if you had a breakdown of where the funds were going (they used to do this Iâm sure).
My London Borough sends a breakdown every year with the bill.
My council tax is, but general taxation used to have something sent to people each year showing where their taxes went.
Thatâs been sent with every tax summary Iâve received, and is on the GOV.UK website and linkedâthrough from HMRC app. In fact I was looking at that through the app the other day.
and anyway, HMRC really donât want you to pay your tax via card, itâs an option they are going to bury away
Not true still a valid and accepted payment method
As I said, they donât want you to as it costs them a fortune; and they bury it in the payment types, what I didnât say was they refuse to take them.
Comprehension
That is fair enough but they must accept them under the governments payments strategy
Does Flex appear as a separate credit agreement ( with its own credit agreement limit) on credit reports? i.e in addition to the Monzo bank account and bank account limit
Your bank account and overdraft limit are as one entry.
Your flex is another entry, own limit visible, usage, payments etc
It appears as a hard search on credit reports when you first apply-and-get-approval - at least it did for me:
Subsequent credit level changes are reported as soft searches.
Fab, thank you.
Yes - shown as ârevolving creditâ.
Thanks to everyone thatâs volunteered to test the physical cards 
Weâre starting to activate the physical card feature on your accounts now! Roll out might take a little while, but weâre aiming to get it all done today 
Weâll send an email to the email address linked to your Monzo account when you can head into the app to order the card.
As itâs Valentineâs Day, weâre sharing a bit more love too 
For anyone that isnât already in the âPay in Fullâ trial, weâre activating that at the same time so youâll have both features. It might make things a little odd when you open the app as youâll get both feature announcement notifications, but hopefully worth it for the double early access to new features!
As always, please share your feedback. Weâd like to hear how you find the whole process, from card ordering to activating and using it in the wild.
Canât wait, physical flex card and new savings account all in one day, hopefully will get both early in roll out.
Means youre hopefully being activated for the physical card:
Card ordered!
Now just for Monzo Savings Pots to finish the day off right!!
