1: So, dead simple, a lot of people prefer spending on credit for protection etc, allow and options for flex roundups, if you use the credit it rounds up from debit balance all the same.
2: Even better an option for connected accounts transaction to be rounded up from your debit account, wouldn’t be that hard to do but would love this!
You can’t round up to put you in to debt.
I mean I did state, an option to enable so if you enable round-up on flex, it comes from your debit account. Round ups are just a pot, if they apply the round up to work with flex and connected accounts but round-up from your main account then this works. Works for them cause they have more capital from customers saving with them and worked for savers, win win.
I agree, especially the connected accounts idea. Having roundups work across debit and credit would make the feature much more flexible without adding much complexity.