Add roundups support for Monzo Flex credit card

UK Feedback & Ideas
1

Hey, just wanted to suggest a small but useful feature.

I use my Flex card like a regular credit card, I put all my spending through it, then pay it off in full each month. It works well, but I noticed roundups only work for debit card transactions from the main account.

It’d be really useful if roundups could also apply to Flex transactions, either sending them to a savings pot, or even letting us pick where they go. Would help people build savings while using Flex responsibly.

Appreciate any thoughts or updates on this!

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2

Not sure this makes sense really - with a debit card you’re spending your own money and it just sets some aside, with Flex you’re borrowing so it would essentially be increasing your borrowing and giving you the cash in the mean time. It would be putting money into your pot that isn’t really yours as you would be paying it back at some point, but you might be charged interest on it. I doubt this will ever happen.

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