Flex default option: three months, no interest

Apologies if this is duped - I found similar questions, but not quite this one.

The only default flex option that’s not an option is the one I want: three months, no interest. Why isn’t that a default option?

It is for me.

That’s not the default payment settings screen. This is what I have:

The only way round it at the moment is to set the default to pay in full, then edit each purchase to change it to 3 months.

I have mine set to choose for each payment, because I mainly use it when Amex isn’t supported.

This was mentioned in the Flex thread somewhere and the reason why, can’t recall fully and to hell if I’m gonna go looking for it :joy:

Edit:

There was a full topic of it.

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