Not a bubble to burst know but it’s a bubble. So money “banks” are coming into the soapy water, are we not saturated or will we ever? Can it become overcrowded.
FinTechs require lots of cash (masses), and run through it like water.
Loot went bust and few ever make it even onto the radar for most (iCard for example).
Trust me I enjoy the FinTech world I am not a financial person or a mega tech fan, but I am very interested. I have a load of accounts and products so know a fair thing through experience. Each offers its own but does any of them make me want to leave my current account since I was a boy? NO!