Monzo is great for committed spending. Monzo has made it very easy to select ‘Repeating Payment’ for all DD’s and Standing Orders that forecast into the upcoming months. Such a great future.
However, one feature that I think would be beneficial would be to earmark future payment not associated with DDs or SO’s.
For example if it is January and you have a £300 one off payment due to come out in February (but it can not be paid via DD or SO), there could be a feature to help a Monzo user to forecast this into Februarys commited spending.