Long time reader, first time poster. I currently use my personal Monzo current account and a Monzo joint account with my OH. However, the only reason I haven’t yet gone full Monzo is because I am a Santander Customer. This stops me for two reasons:
- I can deposit cash into my account at my local branch - without this account I currently can’t deposit cash into my Monzo (although I have seen it on the transparent road map)
- I currently get about £9 cashback each month with my Santander current account and have made £120 in the last year.
I’m not too fussed about savings rates as they’re pitifully low so I’m focusing on paying off my debts.
My question is this: do I forgo the cashback and switch to full Monzo? As sad as it is to say I am eager to go full Monzo but think I might be being silly to give up on the free cash I am currently getting.
P.s if this is in the wrong place please let me know and I’ll move it.