I have a feature suggestion; hope I’m doing this right!
It would be superb if account holders could restrict online payments to specific merchants, in the same way the anti-gambling feature currently works.
It’d super superb if account holders could perhaps toggle individual retailers on and off (with a 24/48 hour cool down, like the anti-gambling feature) or perhaps allow customers to have a ‘blacklist’ of retailers or merchants.
This would allow me to stop buying, hypothetically… the entire Steps back catalogue from iTunes when I’m drunk, or accidentally ordering 20% of Amazon’s product range every time I get paid.
Apologies if this has already been suggested or I’ve done a metaphorical dump on the rules and/or mandated etiquette.
You could also consider this to be a security feature…
If you are adding just the retailers which you use and your card details get stolen… someone who attempts to make an unauthorized purchase using these details will only be able to do so through the sites you have defined… otherwise it just wont work.
I have an annual travel card (purchased on a reward credit card, not Monzo) and have once or twice accidentally used my monzo to tap in or out. It’s such a pain getting the money back from TFL, like getting blood out of a stone! I’d rather just block TFL from my Monzo contactless and never have to worry about accidental taps or card clash.