Do you have experience in writing fraud checks for banks?
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They might have decades of data, but that data is totally irrelevant. I am involved with fraud scrubbing, on a much smaller scale than a bank, but anything older than a few years is pretty useless data.
For the second point, that is my belief too, so it is no surprise that Monzo are cautious.
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I think it would be great to have the fingerprint authentication for everything online. It only takes 10 seconds and ensures only the card owner is making the transaction
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It’s not up to Monzo to implement this - it’s up to the Website you’re buying from I believe, because it requires work to hook into.
In essence, it is a fantastic idea
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There are plenty of topics on this already where they’ve gone into depth as to why this isn’t possible.
Here is one of the most recent ones:
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I want less checks online, not more!
God, I don’t. I want technology to verify it’s me without me even knowing, like it does already. Not more obstacles.
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