Dilution

[tristan (Tristan Thomas)]

I find this explanation from @tom last time to be a really good way of looking at things:

@tom

I was a Crowdcube investor personally in the last round. Like all other Crowdcube investors, I’ll look at this round now and figure out if it’s a good investment for me or not. What’s my appetite for risk? Do I have £870 spare? How would I feel if I potentially lost it all? Do I have better opportunities to invest £870 somewhere else? Can I afford to lock away £870 and potentially not have access to it for 7 or 10 years? To me personally, maintaining a precise percentage shareholding is much less important than making a sensible investment decision.

Practically every member of staff at Monzo is a shareholder (or options-holder). We come to work every day because we’ve got the chance to build a bank that can positively impact the lives of millions of people. We want to leave the world in a better state than we found it. And, to reward the huge amount of support provided by investors and staff, hopefully we can make a decent financial return in the long-run.