Dear Monzo, should I pay off my student loan early?

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Good article though I would have to highlight that the government, or the companies that own the student loan debt books, can change the repayment rules at any time. There has been some speculation around the repayment rules and how they could change in the next decade due to the known fact that the majority of students won’t pay back their debt entirely.

Worth noting that you should keep on top of your Student Loan as they’ll happily let you pay more than you borrowed… there’s a Money Saving Expert about claiming a refund.

TL;DR - No

See also, Betteridge’s law of headlines


Unless rate repayment rules change, and then you’re :nut_and_bolt:

Or just do this…

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