Quick idea for 2 things I’d love to see in monzo:
Daily balance alerts as push notifications. I had this with plum for a bit and it helped me hugely understand my spending and stopped me having that feeling of “I don’t want to check my balance”
Also, a little push notification to let me know a bill is going to go out would be useful for me, just so I can pre empt stuff leaving my account and male sure I have enough.
The situations you’re describing sound an awful lot like me (‘not wanting to check your balance’ especially!)
Monzo already makes it super easy to manage any recurring paymentS you have. What worked for me was working out how much I needed for these expenses, creating a bills pot, setting up a regular transfer into it for the total amount and then ‘hiding it’.