Curve chat

There’s a thread discussing Curve in general you might have more info in:

The package on Curve Metal though, are very different to that of FlexPlus; I imagine the Travel is broadly similar, but the Phone Insurance is very different.

Curve = Gadget Insurance, up to £800. Flex Plus = Phone Insurance, up to £1500. I can’t find the Curve t’s and c’s but I recall they also have an upper limit on total gadget claims, and I recall Flex has some limitation on gadgets in it’s Travel Insurance package.

Curve does have other benefits, like Car Hire Excess, and Airport lounges, and FlexPlus covers the entire family- so quite different packages all in.

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It has been hit and miss with them so far but the product is improving.

I also subscribe to the black card and had to claim on the insurance last month and it was a very smooth process.

Also really nice earning money for everyday purchases.

It’s not a bank account so if I were you I wouldn’t close my Nationwide account however you can use your Nationwide account with Curve.

I’ve just spent a week trying to get them to replace my lost card. I just received identical acknowledgements of receipt of messages (in-app and by email) and an assurance that they would respond to me “if appropriate”. I hate myself for doing this, but within an hour of putting a message on Friendface a week later (on a Sunday!), I received a response and an order of a new card. Apparently the delay is because they have “record numbers of queries”. From elsewhere, I gleaned that they’d switched staff away from dealing with customer queries to promoting the relaunch.

So, plugging a product you have insufficient staff to deal with…

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Been using curve with NatWest for ages. No charges for purchases at all.

Don’t understand why people use Monzo cards for anything to be honest. I’m still yet to use mine. Monzo need to come up with a rewards credit card ASAP.

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Monzo - as far as I recall - offer a better exchange rate for purchases abroad than Curve do. They certainly offered better rates for Polish Zloty when I was there.

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Oh and Curve just deleted a welter of negative comments from their forum (whilst admitting elsewhere they were struggling with numbers and customer service requests). Additionally,.their in-app message service presently isn’t working, as is one of their two email addresses for Customer Services.

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I added my voice to the negative comments in the last few days after finding out they upped the price of lounge access from £15 to £20.

No notice or anything. The FCA COB rules, which, as sellers of packaged insurance products Curve have to adhere to, must inform you in advance of any material change to a service or product which deviates from the original agreement. They are also required to give you an opportunity to opt out of your agreement if it no longer meets your needs. They didn’t, so I’ve complained.

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Purchases as in buying stuff in shops, or also topups of Monzo, Starling, dozens, revolut etc?

Purchases in shops. I don’t really use it for anything else apart from cash withdrawals.

Since when did Curve change lounge access to £20? Someone said the same happened with Revolut over on their forum but it is still £15 it seems, no changes.

I tried Curve but it always seemed to be down or experiencing issues. Rather embarrassing when at the till. Perks seem good for prices offered and cashback but the basics need to be sorted first.

This is the problem, no one knows for sure because they didn’t announce it. But it happened in he last month or so.

It’s “cashlike” transactions that are trouble with Natwest and Tesco, not simple purchases

https://support.imaginecurve.com/hc/en-gb/articles/360001631477-So-how-exactly-does-LoungeKey-work-?mobile_site=true Hmm yes looks like I will complain too they didn’t mention this change once.

I generally only use it when I’m going out for the night and don’t want to lug my wallet with me.

It’s been great with no issues - except, it doesn’t put the purchase on a map like Monzo does :face_with_raised_eyebrow:

That aside, it also needs Google Pay interaction and it’ll be the greatest thing since Monzo stopped all that Plus account confusion…

Anyone else use Curve with Monzo feel like the frozen card issues are becoming a pain?

It used to be every 6mths, then down to a month half, then a month, now every third of a month it triggers a frozen alert. Same usage of the card.

These are just standard shopping merchants H&M and River Island being the last two.

It’s never happened to me.

:cry: I wonder why it keeps doing it. The code has started making fashion choices as it always does it on shopping merchants… nope you shouldn’t be buying that :man_shrugging: :cold_face:

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LITERALLY THE SAME ISSUES I GET!! Curve and/or Monzo at H&M or River Island = Decline/frozen