Probably starling as that’s my main account. I will speak to them first of course, although I’ll still assume it’s going to cause issues, I’ll put some money aside
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Capital Gains, yes. You have a yearly allowance of, I think, £12k. It’s 20% if you’re a higher rate taxpayer, and if you’re a basic rate it depends - Capital Gains Tax: what you pay it on, rates and allowances: Capital Gains Tax rates - GOV.UK
I’ve used Kraken with Starling and had no issues but that was about a tenth of what you’ve got!
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Both Starling and Monzo, I use both, Starling is narrowly my ‘main’ although I have two incomes and one goes into one and one goes into the other, just the starling on is my ‘main’ income. If that clarifies.
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By the time you’ve paid the capital gains, accountant, solicitor and your soon to be former partner, you might have a fiver left
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I already spent £7 on maccas 
Okay, update: I’ve just lost £2 on crypto
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I’m not doing as well as @breville_monkey but I have more than doubled my Shiba Inu holdings in the last few weeks so feeling pretty pleased with myself 
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Will you buy us all a McFlurry?
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I’d definitely go with Kraken, that’s for sure. I wouldn’t dare put such a large amount through an exchange that doesn’t have live, readily-accessible human support!
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I’m ashamed to say the thought momentarily crossed my mind!
But I’ve often observed how people coming into money instantly turns them into absolute aresoholes. But thankfully, I’m immune to that (by virtue of already being enough of one 
)
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I’ve got an existing account with CoinJar, which I’ve used occasionally. And they are FCA registered which I thought might make it easier further down the line? Any thoughts?
My £150 investment is currently sat at £750 ish for SHIB
It can stay in my wallet though, only bought it as a joke, see where it’s at in a few more months.
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I got a free £5 in Trx/Tron few months ago so I played around a bit and found some unregulated offshore sites so downloaded a vpn and jumped on it. Deposited the £5 then withdrew £270 and it gained £27 the day after due to a increase. Deposited it all back on Sunday and went all in on a 300gbp bonus buy and won £37.11 so I got angry and went on crash accidentally did a £5 hand with £22 side bets and I hit trips giving me £2700
It was in my wallet minutes later and cashed out Into monzo 0 issues and 0 fees
It’s a digital asset you don’t need to share it. Just hold it on a lodger, swap it for ETH which is more stable or sell it and it’ll be with you in minutes
If you use a hot storage they’ll get stolen if they’re unclaimed
I don’t think that’s right, any assets are jointly owned.
Anyway, we are both on each other’s sides here and jokes aside I have no intention of trying to hide things or make it messy for the sake of £20k.
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That would be criminal fraud though.
If you are suggesting I defraud my own partner… yeah I’m not going to do that 
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Yeah don’t listen to her it will do more harm than good.
Well done for the find tho!
If I was you I’ll keep a certain amount to the side for the capital gains tax (if it’s taxable, I’ve never dealt with crypto so unsure)
Just so you’re not shocked if you get a tax bill
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Take anything Becky says with a punch of salt.
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Kraken are FCA registered as well. To be completely honest I don’t have any personal experience with CoinJar so I couldn’t really compare the two accurately. All I can say is that when I’ve dealt with Kraken’s support in the past I’ve been connected to an agent in a matter of seconds, and they were extremely helpful (a world away from Coinbase and others that keep you waiting weeks - sometimes even months - for a response). They’re also one of the oldest exchanges around.
I can say though that if you do use Kraken, make sure to use Kraken Pro (trade.kraken.com or the Kraken Pro app) because the fees are a fraction of the regular ones, and likewise if you go with CoinJar be sure to use CoinJar Exchange (exchange.coinjar.com).
Good luck and enjoy! 
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Shiba just shot up even more. It’s now 12x what it was this time last month 
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