Credit card with instant spending notifications

And it stillll doesn’t support google pay or Apple pay :frowning:

Do you have one?

Does it have a transaction search feature?
Can you add notes to transactions?

In any case, looks like a good option.

Yep I have one. None of those features at the moment but they make it clear they are going to add new features. It seems a bit of an MVP product at the moment but it is early days for them. The app is stable though.

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Just used my Level Card for the first time. Has instant notifications and it’s fee free on purchases abroad.

I haven’t seen that one, is that UK based? I can only see a Level One bank in the US when I search for it.

Try searching Level Card. It looks new and it’s all very low key. Fee free payments I only spotted in the FAQs and the instant notifications on the first payment. Marketing needs a bit of work but the application process is via an app a bit like Monzo. Lendeable underwrite it, so not the world’s cheapest APR and potentially a low limit but I’m only using it sparingly. App looks a bit like a no frills Monese.

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Also, Apple, Google and Curve only give you instant notifications when you use those services to pay for something.

So, if you wanted the instant notification to ensure you’re not a victim of fraud for example, when the worse case scenerio is a criminal has got your ‘original’ credit card details somehow, you still wont know they’ve been using your card until you get your statement (or at least until your account in your credit card app has updated).

I’m pretty sure my Capital One CC though gives me instant(ish) notifications on my phone though? (maybe within 10 mins of the transaction).

It is the .co.uk site, not the .com

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Oooh bad news. They just contacted me saying you are liable for interest daily up until the balance is settled…give with one hand take away with the other…

Now a question of whether to keep or not to keep. I suppose its still useful to have if I ever were to be away and short on funds etc (potentially still less expensive than getting charged per transaction on the Amex?)

So no “interest free” period, like standard credit cards then.

Ugh

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Yeah that’s right…is a shame

It smacks more of a loan than a credit card.

Have just read the FAQs and they really do push setting up a regular minimum monthly payment by debit card, not even DD.

At 29.9% APR (representative variable) too, I see nothing attractive about the Level Card

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I did say to the advisor on the phone when I called to query their email that it’s essentially akin to an overdraft (with the way the rates are on these nowadays)

Im not entirely sure how I missed the no interest free period when reading the T&Cs

Just got to decide between a settled credit card and an unused one

It is a shame, as the app and onboarding process were actually alright

(Perhaps I should have noticed the warming signs when it was a CPA)

Uh, feel a bit of a sucker!

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Does it have an interest free period?

What it like on the criteria?

I’ve ditched level :joy:

FWIW, I’ve had an email this week from Level saying they’re rebranding (already) at the end of May.

From the 27th May, they’ll be called ‘Zable’.

Not sure if it’s a change of owner, or just rebranding because ‘Level’ is a bit generic and already quite a crowded name for a finance product (there’s Level.com, Level One Bank etc.)

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I’ve gone back to JaJa for my foreign transactions now they have enabled instant notifications.

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I had this too, though considering closing all but 1 of mine now I’ve consolidated.

Amex?

Have you looked into or tried any that have already been mentioned in the thread?

That would be the Lloyds one - I had that, too.

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