Credit Card inside Monzo 👀

[Feathers (MikeF)]

@SouthseaOne

I was in Raynes Park in South London a year or two back for a training course with my work Amex for expenses

Could not find a single restaurant after several miles of walking that would accept it.

I feel I need to spend my weekend wondering around the area to verify this slight on local businesses

[Juggy69]

it doesnt like the hyphen - had same issue as my domain has a hyphen also

[Lewisoc (lewis oconnor)]

if anyone has a Costco card id recommend the Amex true earners card, seems best for cashback rewards

[WillP79]

I live very close to there. I can’t remember specifics, but I used to get loads of refusals all over London (and the world).

[sfmorris (Stephen Morris)]

I’ve found Amex acceptance to be improving all the time. Big retailers almost all take it and as noted already, thanks to iZettle and similar, many small businesses can too. My local dry cleaners, barber and independent coffee place all take Amex now.

The peculiarity of contactless not working everywhere that accepts Amex is a bit of a frustration, but it’s a first world problem.

I like a minimalist wallet as much as anyone, but I’m happy to carry four or five cards, so I have enough room to carry a back-up - in my case the Tandem Mastercard (although I’ve recently had a mysterious acceptance issue with that too…).

Seeing my Amex details in the Monzo app should make my life much easier!

[nexusmaniac (Marcus, Backend Engineer 🛠️)]

I don’t think this thread really needs to turn into an Amex referral thread

We’ve got the excellent Referral Wiki: Post/Find Here for that, after all

[anon99402360]

Are we supposed to flag referral stuff that isn’t in the right area as spam?

[awjdean]

It might be worth one of the @Coral-Crew split all the general Amex chat, which isn’t really related to having a Credit Card inside Monzo, into a different thread/new topic?

[nexusmaniac (Marcus, Backend Engineer 🛠️)]

@anon99402360

Are we supposed to flag referral stuff that isn’t in the right area as spam?

I don’t think it’s quite at that level

@awjdean

It might be worth one of the @Coral-Crew split all the general Amex chat, which isn’t really related to having a Credit Card inside Monzo, into a different thread/new topic?

But yeah, this would be good

We need a :bat_signal: emoji hehe

[Dunsford (Colin Robinson)]

We need a :bat_signal: emoji hehe

Don’t we just shout for the @Coral-Crew ?

[Jackcrwhitney (Jack)]

Hello

[nexusmaniac (Marcus, Backend Engineer 🛠️)]

Monzo for Android - Teardowns & Deep Dives

<string name="external_card_truelayer">truelayer</string>
<string name="external_cards_onboarding_amex_connected">Amex is now connected</string>
<string name="external_cards_onboarding_amex_connected_subtitle">You can now see your credit card balance in your Account.</string>

After my post here Credit Card inside Monzo , I am happy to share that the strings show some significant progress

Just for folks who might not have seen this

Amex inside monzo is totally becoming a thing I won’t be able to see it first hand but it’s very exciting to see progress on this nonetheless

We now have confirmation that it’ll at least show us balance information, when there are more updates to this I’ll definitely be posting them

[neovo]

Exciting

[Patch (Patrick Feltham)]

I’m surprised at some of the moves Monzo is making.

I’m sure people are working very hard on this (or, at least , they’re busy with it…) but there are many things that could be added to Monzo ahead of this that would add much more value to the product.

I don’t know how Monzo feels about getting ideas from other apps/fin-Tech, but I can think of a few things that could be, ahem, “borrowed” from apps like Money Dashboard and Qurve that would improve Monzo more than specific (AMEX) integrations…

[tbutz (🏳️‍🌈 Tangfastics addict since 2017 #TeamSunshine)]

@Patch

there are many things that could be added to Monzo ahead of this that would add much more value to the product.

That’s in your opinion, though. My opinion is that having my Amex in-app would help me out a lot. It’s definitely more use to me than some of the other enhancements that might be on the way.

@Patch

I can think of a few things that could be, ahem, “borrowed” from apps like Money Dashboard and Qurve that would improve Monzo more than specific (AMEX) integrations…

If they haven’t been raised before, you should definitely create a topic for them.

[nickh]

That’s in your opinion, though. My opinion is that having my Amex in-app would help me out a lot

I’ve been thinking about this one.

What would help you (and possibly me), by Monzo showing the balance?

If it was bang up to date, including pending transactions (which the Amex app shows in the feed, but not the balance), then it would save me having to open the Amex app.

If it showed the actual transactions as well, even better, although I rarely look at that.

If it somehow allowed me to pay it off through the Monzo app (I’ve always gone through the Amex app to pay it off, rather than a bank transfer) - Great.

What else would be useful?

[anon51649695]

Don’t think it works like that for dd

[tbutz (🏳️‍🌈 Tangfastics addict since 2017 #TeamSunshine)]

I usually pay my Amex in full every month, but this means the total amount of the payment is pretty much unknown to me until I get the bill (or I go in the app), especially as I have some recurring items on there (eg. PSN subscription).

I am in the Monzo app many times during the day, so it just makes sense for it to be visible there, where I can also see the funds available to pay it off too (and take action if the two are wildly out of sync).

So the balance alone is ample for me at this time. Seeing the transactions would be nice, but not strictly needed.

[nickh]

Yeah, I can see that working well for you.

I check my Amex app pretty regularly, and pay it off most weeks.

With it being a joint account, it’s always such a joyous surprise to see how much has been added in such a short space of time…