Card colour is a relevant point . the banks have different colours that customers prefer i.e. For example my friend competitors have different branding colours the people find appealing therefore it is very relevant in this thread
I agree 
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One of the founders of Tandem & a couple of colleagues were interviewed on the latest episode of the excellent 11:FS podcast. I havenât had a chance to listen yet but it should be interesting!
http://11fs.co.uk/podcasts/ep204-tandem-building-digital-bank/
Just to highlight a few key points -
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They will offer loans & on their own balance sheet (Monzo wants to keep itâs balance sheet small) & theyâre expecting slow growth because of the constraints that the regulators will apply, as a result
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They will offer other providerâs products too though, like Monzo
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They want to pull together users data from all of the institutions that a users part of (aka banks), after the launch of the Open Banking Standard & PSD2, like the aggregators Bud, Pariti, Yolt etc.
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More branch closures and theyâre even stopping doing current accounts:
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I have my current account with N&P, so I hope the :mondo: current account launches by 31Aug! 
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Concentrate on savings and mortgages? Their savings rates are dire. Hopefully they will pay some decent rates now, thatâll be the best way to keep customers!
Ok. Well guess I shot myself in the foot here.
I should have just paid the ÂŁ5 for standard delivery when I first saw this last week. Iâve now just paid the ÂŁ12 for express delivery so the card arrives before I go to Bulgaria next week, turns out Monzo doesnât work well there, plus you get better rates with Revolut anyway.
So it
& by the looks of it, most ATMâs now that Magstripe withdrawals can be enabled.
What makes you say that you get better rates with Revolut?
None of the articles in the Monzo in Bulgaria thread mention Revolut so not sure where you got your comparative data on exchange rates. Can you provide a source for this?
Since both cards are provided by wirecard right now Iâm afraid I canât see how one card would work while the other doesnât. Iâd suggest you carry a legacy bank card with you to avoid unwelcome surprises.
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Yeah I saw that post, but canât really take the 50/50 risk as I prefer not to use cash.
And according to money saving expert with revolut you get the interbank transfer rate, and with Monzo you get the mastercard base rate, so it says Revolut is better (but with the delivery fee my savings my be negated)
Also my brother (@anon87836542) is in Myanmar and has had issues with Monzo there, so just figured it was worth getting
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If I use a legacy bank Iâll get terrible fees (Lloyds, AMEX)
However Iâm not sure now if Revolut will be much better
https://community.revolut.com/search?q=bulgaria
Oh well⌠stay tuned for a Revolut review once I get back.
Interesting so theyâre offering a wholesale rate to individual consumers 
A couple of things worth noting -
From the Money Saving Expert Article
There are no spending fees, and no ATM fees on withdrawals up to ÂŁ200 or equivalent per calendar month, but a 2% fee applies above that.
Whereas Monzo doesnât charge for ATM withdrawals (although it does limit withdrawals).
I also did a quick Google search & found this blog with compares the MasterCard rates (N26âs) with Revolutâs & found that in some cases the MasterCard rates will be better & in otherâs itâll be Revoluts. Either way, apparently itâs marginal.
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On the plus side the Revolut card isnât hot coral 
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But jokes aside. Maybe I wonât get many transaction benifits from Revolut. But, guess itâs worth trying.
My boyfriend is ordering cash for the trip. And weâre traveling because itâs my birthday. So worse comes to worse he will just pay for everything as a present
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Definitely, if you do get a chance to try Monzo too, please do let us know how you get on! Have a good birthday 
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I have both the Revolut and Monzo card and I have tested both during several trips abroad. I also thought that Revolut exchange rate would be better but actually the Mastercard rate with the Monzo card has been giving me better exchange rates for multiple times already. Also keep in mind that Revolut adds 1% to the exchange rate during weekends which usually means the Mastercard rate will be better.
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I also agree with this @alexs and @anon95570914 . Recently tested out revolut and Monzo on a trip and found Monzo gave better settled rates on my first week while revolut gave better on the 2nd week. The results were as you say marginal so used 
for the vast majority 
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Ahhh. Wasnât sure what to do, so decided to cancel.
I do love the Monzo travel reports I get so going to try and stick with that and get some cash just in case.
The Revolut support system redirects you to a chat bot first off. That was funâŚ
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Well theyâre not winning any awards for Customer Support are they?
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