Loot are already offering pretty much a current account. I was merely saying that if they were overly similar, what would make me come back and change my account again? I like the Monzo story, the card and it seems it would offer more medium to long term.
Atom are already offering savings, and a market leading rate at that. Monzo aren't.
I was referring more to current account type matters more than anything else. Remember Monzo is still in beta, so yes I have other accounts.