To be honest I’ve never got the appeal of getting paid early. It just moves your pay day 1 day earlier forever so that just becomes your payday. It’s still the same number of physical days since you last got paid either way so not sure how it even helps as it has to last you for the same period of time. It would only be any sort of benefit the very first time it happens.
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I get paid on a Friday so it’s nice to use pay early and sort my salary on a Thursday on the train home from the office. Then I’m good to go rather than messing about on a Friday after work.
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100% this BUT weirdly I like deciding when it lands in my inbox so I can sort it between accounts / savings / investments etc.
When it lands at 1am or whatever it takes away the decision for me.
Might be my autism brain though.
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I can get that, for sure.
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I’m definitely like this too.
Otherwise I have to work out the balance that was remaining in my account before I got paid and move that somewhere else before sorting my salary. Just makes it a lot cleaner for how I like to manage things!
I think really the benefit is the ability to choose to get paid early. Say most months you are on top of things and so let yourself be paid on the usual pay day. But say one month it’s bank holidays and maybe you had a heavy month so you could be in the overdraft, it could be beneficial to be able to get paid early. Whereas with other banks there is no choice.
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Wouldn’t it be easier to do everything based on the 1st of the month rather than the arbitrary day you get paid? If you got another job and the day moved it’d mess up the system. I get paid in the 1st so it works, but if I got a different job I’d leave the salary alone until the 1st and then sort it. That way I have clean monthly budgeting periods.
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Is this a new design? 
Sort of. It’s an U16 account, which launched last July/August to beta users and is now fully launched (?):
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I think it’s now open to everyone. We have one of each colour now.
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That’s what we do. As a freelancer I used to pay myself on 28th (just because there was a 28th in every month and it was easy to automate). Now I’m on the payroll it’s 24th, or working day before, or a bit earlier in December). For my wife it’s 27th or working day before.
Everything goes into a pot, and on the 1st of the month everything moves around and we end up just with our monthly spending allowance left in our personal accounts, fuel and grocery shopping funds left in the joint account, and pots replenished (for bills) or added to (for savings).
As a result, the actual date of payday is irrelevant.
Edit: although we’re rather off-topic, is there a get paid early thread?
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Nice design but already looks as scratched as hell. Without scratches it’s a nice looking card though.
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I prospect that other card companies will issue such “mirror” design card sooner or later. For example, Revolut…!?
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I know this isn’t banking related but this has to be the nicest card opening experience to date. I’m glad to know that Howard designed the chair, super comfortable.
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I really, really like the simplicity of the new Premier design.
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Looks nice, but the dust on that keyboard is making me not to like the post 
