Chip functionality in Monzo app

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There is some discussion here on Chip

Chip discussion

This is a clever idea that I’ve just come across. It’s a bot, called Chip, that integrates with your current account, analyses your recent spending to calculate how much you can spare and every few days it debits a small amount and transfers it to a savings account. Spend more and you’ll save less. Spend less and you’ll save more. I’m sceptical that it might put me into my overdraft, but they guarantee never to do that so I’m giving it a fair shot. I’d really like a Monzo integration, but I’m …