Now we have ISA’s in Monzo it would be great if we could also get an auto save algorithm (I.e Chip) to fill it up.
I hate that Iv got a random savings account with Chip outside of my core banking and I’m also suspicious of them having read only access to my current account.
I like the concept of Chip, I think Monzo could do it better.
Don’t you just turn round ups on for the ISA Pot? Haven’t got one yet so can’t tell if that’s how it works.
Iv not opened the ISA yet as I have one with another bank that needs closing first.
I do however have roundup for a savings pot but that’s not what chip does, chip dynamically analyses your income and spending and automatically saves what you can afford.
That + Roundup win win on the savings front for the non disciplined saver.
Why not just wait until Monzo is hooked up to Chip?