Chase UK Chat (Part 2)

And the banks and businesses take the win.

Mentioned the 15 days for payment services and they have miraculously transferred the refund to my current account.

Thanks for the heads up it’s much appreciated

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Just like magic :grimacing: haha

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Do you use Chase or just had it for the card?

I stopped using it when they changed the criteria for cashback ages ago but had the Credit Card for using abroad and the 18 months 0% offer. Can’t see me using Chase again so may well just close it as got Monzo or Revolut for use on holiday and also got Lloyds Ultra for cashback and zero fx

Genuinely not bothered if I can’t go back

Update - Request to close Chase has been submitted

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There’s something about never being allowed back that would put me off closing it fully.

That said, using it for the cashback and it’s a nice little Ā£240 a year earner.

Until they nerf the offer I’ll stay.

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If it works for you then that’s great and like you say you max out the cashback

I can’t abide what has been incompetent customer service like I have experienced this last week and as a grumpy old man I’ve took my ball home

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Yeah I pray I don’t need to use their customer service.

I’ll keep the credit card after my 0% ends for bigger purchases or using abroad - a 56 day window to pay the balance isn’t bad.

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If Chase brought back the 18 months interest free I’d probably take the card out. Until then, waiting for Revolut to launch theirs to see how it stacks up

Could have saved it for a switch back into Starling when it’s available. :laughing:

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So my 0% introductory offer ended, then today Chase emailed to say they can increase my credit limit. First notification I’ve received for an increase to my limit…

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Is the Chase limit higher than Monzo £10k?

I was offered £12k for Chase CC.

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Highest people got when it opened was £15k.

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Yeah they confirmed 15k is the max limit

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Quick question: Does the Chase Credit Card allow a secondary card and if both main cardholder and secondary cardholder are Chase customers, who gets what notifications?

I didn’t get an increase of 10K (or above), but I know some that have got it.

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Chase are the gift that keeps on giving :face_with_diagonal_mouth:

So I got an email earlier from JP Morgan Portal that they were sharing a letter with me about my complaint which is fair enough.

Logged in and downloaded the letter which said they had re-opened the complaint and would get in touch with me within 15 working days

So gets a phonecall from the person who had ā€œsentā€ me the letter and they said I had to go through security and could I confirm name, address etc.

So the letter they had sent had my address as
Number, Street, Town as the first line

but it should be Number then Street as first line with town on the next one below

So I said it was number, street and then town on next line and then post code only for them to tell me I had failed security and they couldn’t speak to me and the call would need to end :exploding_head:

Chase appear to have gone rapidly downhill by way of customer service

This will end up with the Ombudsman based on how poor they are handling this

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Why would you say ā€œnumber street town with ā€œnext lineā€ā€ though? Struggling to see how the orientation would matter verbally.

12 Smith Street, London

And:

12 Smith Street,

London

Verbally are said the same, no?

I guess I understand wanting your address to read as you wish but presumably the way the letter formatted it was what they were after so just say it that way.

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I dont care how it reads but clearly Chase do which is wild

The address is the same whichever way it reads

The person from Chase clearly had other ideas

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