I had the same today.
Account already empty tbf
Ditto here. Until I can sort something else out Iâll put it in the
Post Office which is 4.45% until 3 May. Then crashes to 1.34% 
Whatâs everyones thoughts on whether Chase will end or decrease the 1% Cashback on the debit card?
Theyâre making a loss on every eligible card transaction of around 0.7% which canât be sustainable if they want to become profitable, however removing the cash back means theyâve nothing much to offer and I suspect a lot of customers will leave.
Canât pay in cash, cheques, app limited to 1 device, average customer service (IMO). Although atm withdrawals abroad still free unlike Monzo/Revolut (over ÂŁ200).
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People will whine about it and then leave the bank. Iâll still use it for foreign stuff or will mostly use their CC for foreign use since itâs also got no fees abroad. I think Chase is a good spending account - just depends which one you prefer for 0% fees abroad.
For the 1% cashback ending, Itâll probably end soon or theyâll drop the rate. Itâs been like three years now?
All my spend is on my Chase credit card now, so I have effectively foregone the debit card cashback for now anyway.
It probably is on their review agenda for this year.
Doesnât the Chase Credit Card come with a 0% offer??
0% for 18 months yes.
So stoozing the balance in a savings account at 3.5% is better than a 1% cashback offer anyway really.
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Isnât it also a invite only card??
I donât see it anywhere on the Chase UK website??
Currently theyâre only offering it to selected customers yes. That will likely change soon enough though.
Thatâs gonna be good for other customers who would like it.
I personally donât like or use Credit Cards but itâs nice to see Chase UK moving into the UK Credit Card market
What is Chaseâs selling point if not the cashback?
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I think the Cashback is the main selling point of Chase.
But also Chase is a big name across the entire world so I think many people like the brand of Chase and get an account for that reason to.
Also Chase does have some alright savings rates and also easy connection to Nutmeg their Investment Platform.
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Lots of people fail to realise this and straight up said the cardâs dead. I donât know another 0% card that offers 0% foreign fees, either. Itâs now perfect for my holiday bookings as I can book in local currency and not get hit with fees.
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Tesco Bank offer a 0% Credit Card with no overseas spend.
Clubcard Plus i think it is
Nice. ÂŁ7.99 monthly fee for the account, it seems.
Mine is at 5% atm 
Yeah itâs still available on the Tesco Website and you can still apply for it.
I looked and the Tesco Black Credit Card seems to be a bit of a different product.
Nationwide is 0% overseas with 15 months at 0%, Virgin cashback is 0% overseas with 0.25% cashback as is Barclays rewards. Halifax clarity is 0% overseas.
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So far, Nationwide is up there behind Chase. I wouldnât count the other cards in the same boat since theyâre not a 0% purchase card.
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I have nothing else to say except thatâs a seriously on brand avatar. Well played, well played.
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