Quick question about Worldwide Travel Insurance generally. It’s not something I’ve had to get before (sadly) but just curious why Chase specifically felt the need to mention ‘Worldwide Travel Cover inc North America’. From my geography, I do believe North America is in the World so I would expect that to be included without saying…
Is that just Chase being American and assuming they should point that out specifically, or does Worldwide Travel Insurance generally NOT include North America?
Wonder what company they’d go to for iPhone repairs though.
Apple direct if they maybe snatch the Apple Card 
Can only imagine it’s copy from an existing US product where they’re clarifying it also applies at home? Assumption might be you have to be abroad for it to be relevant if it’s “travel” insurance, and obviously you can still travel within your home country but they’re clarifying that.
I remember seeing this wording elsewhere too, maybe Nationwide FlexPlus? I think it is because US healthcare is so expensive that maybe some insurers don’t cover trips there or ask for extra premium to cover it?
A load of comparison sites will (or, at least, used to) omit NA due to the sheer expense of healthcare in the States. It was/is a USP.
First Rule of Chase surveys - you do not talk about Chase Surveys!
Second Rule of Chase Surveys - YOU DO NOT TALK ABOUT CHASE SURVEYS!
With the new switching bonuses being introduced, I remember someone in here mentioned making a second account to then do a switch without having their Chase account closed. Can’t find it with a quick search so has anybody successfully done this without losing anything else from Chase? Thank you! 
You can do this, you give the card details that you have visible in the app for switching.
You’ll keep the account and the card, as long as there’s more than one current account open.
Thank you 
I’m doing the switch with Lloyds from a newly created empty current account in Chase and it is asking for my card expiry date and ‘Last 5 digits of your old card’ with the message “Once the switch is complete any regular payments made from this card will stop” which is something I don’t want to happen!
Is there any way around this?
It won’t happen, it’s just how switches normally go. You’ll be fine, your Chase card will remain active.
Ok thanks, I’m gonna trust you on this one bbz!
Didn’t ask about the card back then but someone else did somewhere, Reddit maybe, and you keep the card.
The wording when switching is the other bank with a standard switching process, Chase is the first of its kind I think, who handles accounts/card differently.
That’s reassuring thanks @Carlo1460 and well… I’ve done it now! 
Anyone have any idea of ‘nothing’ direct debits that can be setup for the accounts that require some for switching? Cheers!
Not nothing, but I have a couple of old credit cards with no special offers on them anymore, and rather than closing them, I use one to pay Netflix, another to pay Spotify, and hey look, two small regular direct debits for stuff I’d be paying anyway.
Works with any subscription that’s paid by card, and any credit card.
PayPal is a dud one. Done within a day or so, just add sort code snd account number and verify within PayPal.
I use my phone to move about, it’s O2 sim and phone so comes with two direct debits. Easily changed in the O2 app, not conscious of a missed payment as I time it outside the due date.
I use PayPal and Moneybox for my switch DDs.
There’s loads to choose from here: Savings/investment DDs and debit card deposits- An updated list — MoneySavingExpert Forum
Thanks all!
Aye good advice. I will only be switching from Chase once - to Lloyds. Once the free cash is deposited I will switch Lloyds to one of the others with switching bonuses as I don’t care about those accounts.
With Chase as my new main (absolutely love it) and a 12 year old First Direct as my backup ‘real’ bank no accounts aside from those two matter to me.
