Yeah, so I have a pot from each provider and they seem to update now and then to reflect the latest offers. I think my best pot has a higher rate than what is currently offered (2.55% with Charter Savings).
Edit: actually looks like my shawbrook pot is only earning 1.8% when the latest offer from shawbrook is apparently 2.3%. So my method isn’t perfect, just so happens that one of my pots that I kept open rather than archiving has a higher interest rate than the current offerings.
Monzo really should provide the ability to auto transfer a savings pot to another provider.
I currently have shawbrook 1.8 and want to move this over to the higher rate oaknorth one but dont want to have to update my standing orders and ifttt.
There’s talk of savings providers starting to put a halt on higher interest rates and that they’ll start to drop in the near future. We’ll have to see how far the Monzo providers start to drop by, once the big players start that process.