I think it would be amazing if we could order extra cards that are linked to a pot. Pots is one of the best features yet for me.
For example if I had a pot for petrol and had a card linked to that pot anytime I used the card the money would come directly out of the pot.
Another example I have seen people want is a card for a night out, this could work the same way and you could just set up a amount in the pot you would be willing to spend. If the pot runs out of money then the card is declined.
Third example is people like having a more secure card that is left at home in the safe but used for online purchases only, if your main card is stolen or lost there is no need to resetup all those online accounts with saved cards.
I like keeping things ring fenced and this would allow that without the need for multiple accounts. Although the pie charts on what you spend are helpful they don’t cater for those of us who like to budget for something and watch the total decrease as we spend.
From a business perspective you could charge a premium for any extra cards upfront and make profit off that or a monthly maintenance fee . It would also draw more people to only have one account with you and not need to keep other bank accounts for ring fencing.
What do you guys think?