Can monzo tell me who has my card data stored?

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@Feathers

I feel it’s been explained a few times on here over the years that CPA really isn’t ‘a thing’ in the same way as a direct debit in that it’s something that exists with the retailer/supplier rather then anything that’s registered with the banks. That’s why banks can never terminate them other than by blocking the retailer in its entirety.

But!

Cancel my subscriptions

We’re definitely planning to help manage recurring payments, which will include both direct debit and CPA on a card. We will forecast what impact they’ll have on your monthly budget, alert you when they change, and allow you to cancel them from within the app. It makes most sense to work on this when we have DD functionality available. Until then, if you’re having problems with a CPA, just contact support in-app and we’ll help out…

@Feathers

It makes sense to me in that if I tell someone to charge my card every month, I don’t need bank authorisation like a DD so how is my bank supposed to know?

Sometimes there’s an active card check whenever a payment is set up with a merchant maybe there could be a way to sort of enhance this and see if a CPA was set up
I think if there’s one Bank who can do something about CPA control that’s Monzo so hope they will come up some solution in future.